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Making international business payments? Our low-cost service and competitive rates for business, irrespective of their size or location is the reason we are trusted by thousands of clients globally to manage their international payments.

Why RationalFX?

*No Transfer fees on trades made over the phone or via our regular payments service. A small fee of £4 will be charged for one-off online money transfers.

Same-day transfers on selected currenices

Send money to over 50 countries worldwide

No transfer fees for regular and phone payments*




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RationalFX accounts come free with a dedicated currency specialist.

Provide payment details
Let us know where and who to make the payment to and we’ll do the rest.

Confirm your transfer
We’ll let you know as soon as your payment has been sent. It’s that simple.

How it works


No hidden fees or charges

Competitive rates guaranteed 

Dedicated account manager every step of the way

Segregated client accounts, ensuring security of your funds

Rational Foreign Exchange Ltd trading as RationalFX is registered in England & Wales (Company number: 05385999) – Level 32, One Canada Square, Canary Wharf, London, E14 5AB.
RationalFX is authorised by the Financial Conduct Authority (FRN: 507958) under the Payment Services Regulation 2017, for the provision of payment services.
Issued by HM Revenue & Customs Rational Foreign Exchange Ltd, trading as RationalFX, is a registered Money Service Business under the Money Laundering Regulation 2017 (MSB No. 162413).

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If you’re ready to go, so are we. Exchange your money for our best exchange rate at the time, no hassle, no fuss.

Paying attention to the exchange rate is key when making the decision to move abroad. At RationalFX, we help protect our client's money from what can be unforgiving currency movements, allowing them to focus on other core aspects of their big move.

  • Bank-beating exchange rates
  • Safe, secure FCA-authorised transfers
  • Award-winning customer service
  • Customer-focussed money transfer solutions
  • Same-day money transfers on selected currencies

Get a free quote

Speak to an expert to get a free quote

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You can lock in your desired currency rate up to two years ahead of purchasing your property, giving you time to plan for the perfect move.


Have a desired exchange rate in mind? If so, we’ll set up your order and when your desired currency reaches your limit price, we’ll execute your payment.